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Kim Hotaling

Mortgage Information

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely. It is important to do your research and shop around to ensure you get the mortgage that best meets your needs.

I can refer you to several local lenders that are familiar with the rules and regulations specific to Maryland and its various counties to ensure you have the most accurate information. These lenders will also help you secure the best possible rate for your home purchase. Using a reputable, local lender gives you an advantage in the offer process.

This calculator (Mortgage Calculator) will help you estimate what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage. This is an general estimate only. Your lender can provide you a detailed closing disclosure based on your specific details.

NOTE: Any tools on this web site are provided for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. For personal advice regarding your financial situation, please consult with a financial advisor.